Choose the statement that best describes moral hazard in terms of the insurance industry. (2) a. A person who buys a death policy on the lives of family members and who is found by a court to be involved in their death. b. A person who buys a death policy while working as a soldier in the country's military force. c. A person who buys a death policy and commits suicide within a year of taking out the policy. d. A skilled cash-in-transit robber who buys a death policy to benefit a family member and commits suicide within a year of taking the policy