Chris Taylor is settling a $18,830 loan due today by making 6 equal annual payments of $4,073.22. What payments must Chris Taylor make to settle the loan at an interest rate of 8%, but with the 6 payments beginning on the day the loan is signed? (Round factor values to 5 decimal places, e.g. 1.25124 and final answers to 0 decimal places, e.g. 458,581.)