Christina has agreed to finance a new car through her credit union. They tell her that at the end of the loan, she'll have a balloon payment. What does this mean for Christina?

The dealership will throw Christinaa party when she makes the final payment.

Christina's monthly payments will get larger as she gets closer to paying off the car.

The final payment will be larger than her regular monthly payments

The interest rate will increase over the term of the loan.