Christine, an underwriter working for Insurance Company, placed a telephone call to Olivia, an agent, to complain that many of the applications submitted by Olivia and accepted by Christine lately represent poor quality risks. Christine told Olivia that she will be enforcing underwriting guidelines more strictly in the future. Olivia said she will do better, and then mentioned that no one is using her ski chalet next weekend and Christine and her family are free to use it. Christine would love to accept, but wonders whether that would result in ethical conflict.

If Christine uses an ethical dilemma decision-making flowchart, she will

Select one:

A. Determine that the circumstance is really a business conflict rather than an ethical one.

B. Realize that there are no ethical issues that need to be resolved.

C. Determine whether application of a professional standard/code will resolve any conflict.

D. Recognize that no values or principles will be compromised by accepting Olivia's friendly gesture.