Christopher purchased a life insurance policy with a coverage of $$200,000$ from XYZ Insurers three years ago through an agent. The insurance company becomes bankrupt and Christopher meets with his agent to understand what happens to his contract. The agent informs Christopher about Assuris protection. What amount of Assuris protection would apply for Christopher?

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a$.$ $$160,000$

b$.$ $$180,000$

CO $$185,000$

$4\mathrm{.}0$ $$200,000$