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(Cicic the ican to verw tie future vatue annuity tabb) tequirement begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|c|c|} hline & multicolumn{9}{|c|}{ Present Value of Annuity of $1} hline Periods &

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(Cicic the ican to verw tie future vatue annuity tabb) tequirement \begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|c|c|} \hline & \multicolumn{9}{|c|}{ Present Value of Annuity of $1} \\ \hline Periods & 1% & 2% & 3% & 4% & 5% & 6% & 8% & 10% & 12% & 14% & 16% & 18% & 20% \\ \hline Period 1 & 0.990 & 0.980 & 0.971 & 0.962 & 0.952 & 0.943 & 0.926 & 0.909 & 0.893 & 0.877 & 0.862 & 0.847 & 0.833 \\ \hline Period 2 & 1.970 & 1.942 & 1.913 & 1.886 & 1.859 & 1.833 & 1.783 & 1.736 & 1.690 & 1.647 & 1.605 & 1.566 & 1.528 \\ \hline Period 3 & 2.941 & 2.884 & 2.829 & 2775 & 2.723 & 2.673 & 2577 & 2.487 & 2.402 & 2322 & 2246 & 2.174 & 2.106 \\ \hline Period 4 & 3.902 & 3.808 & 3.717 & 3.630 & 3.546 & 3.465 & 3.312 & 3.170 & 3.037 & 2914 & 2.798 & 2.690 & 2589 \\ \hline Period 5 & 4.853 & 4.713 & 4.580 & 4.452 & 4.329 & 4.212 & 3.993 & 3.791 & 3.605 & 3.433 & 3.274 & 3.127 & 2.991 \\ \hline Period 6 & 5.795 & 5.601 & 5.417 & 5.242 & 5.076 & 4.917 & 4.623 & 4.355 & 4.111 & 3889 & 3.685 & 3.498 & 3.326 \\ \hline Period 7 & 6.728 & 6.472 & 6.230 & 6002 & 5.786 & 5.582 & 5.206 & 4.868 & 4.564 & 4288 & 4.039 & 3.812 & 3.605 \\ \hline Period 8 & 7.652 & 7.325 & 7.020 & 6.733 & 6.463 & 6.210 & 5.747 & 5.335 & 4.968 & 4.639 & 4.344 & 4.078 & 3.837 \\ \hline Period 9 & 8.566 & 8.162 & 7.786 & 7.435 & 7.108 & 6.802 & 6.247 & 5.759 & 5.328 & 4.946 & 4.607 & 4.303 & 4.031 \\ \hline Period 10 & 9.471 & 8.983 & 8.530 & 8.111 & 7722 & 7.360 & 6.710 & 6.145 & 5.650 & 5.216 & 4.833 & 4.494 & 4.192 \\ \hline Period 11 & 10.368 & 9.787 & 9.253 & 8.760 & 8.306 & 7.887 & 7.139 & 6.495 & 5938 & 5.453 & 5.029 & 4.656 & 4.327 \\ \hline Period 12 & 11255 & 10.575 & 9.954 & 9.385 & 8863 & 8.384 & 7.536 & 6.814 & 6.194 & 5660 & 5.197 & 4793 & 4.439 \\ \hline Period 13 & 12.134 & 11348 & 10.635 & 9.986 & 9.394 & 8.853 & 7.904 & 7.103 & 6.424 & 5.842 & 5.342 & 4.910 & 4.533 \\ \hline Period 14 & 13.004 & 12.106 & 11.296 & 10.563 & 9899 & 9.295 & 8244 & 7.367 & 6.628 & 6.002 & 5.468 & 5.008 & 4.611 \\ \hline Period 15 & 13.865 & 12.849 & 11.938 & 11.118 & 10.380 & 9712 & 8.559 & 7.606 & 6.811 & 6.142 & 5.575 & 5.092 & 4.675 \\ \hline Period 20 & 18.046 & 16.351 & 14.877 & 13.590 & 12.462 & 11.470 & 9818 & 8.514 & 7.469 & 6.623 & 5.929 & 5.353 & 4870 \\ \hline Period 25 & 22023 & 19.523 & 17413 & 15.622 & 14.094 & 12.783 & 10.675 & 9.077 & 7.843 & 6.873 & 6.097 & 5.467 & 4.948 \\ \hline Period 30 & 25808 & 22.396 & 19.600 & 17292 & 15.372 & 13.765 & 11.258 & 9.427 & 8.055 & 7.003 & 6.177 & 5.517 & 4.979 \\ \hline Period 40 & 32.835 & 27.355 & 23.115 & 19.793 & \begin{tabular}{|ll|} 17 & 159 \end{tabular} & 15.046 & 11.925 & 9.779 & 8.244 & 7.105 & 6.233 & 5.548 & 4.997 \\ \hline \end{tabular} \begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|c|c|} \hline & & & & & Fut & ture Value & ef Annul & dity of \$1 & & & & & \\ \hline Periods & 1% & 2% & 3% & 4% & 5% & 6% & 8% & 10% & 12% & 14% & 16% & 18% & 20% \\ \hline Period 1 & 1.000 & 1.000 & 1.000 & 1.000 & 1000 & 1.000 & 1.000 & 1.000 & 1000 & 1.000 & 1.000 & 1000 & 1.000 \\ \hline Period 2 & 2.010 & 2020 & 2030 & 2040 & 2.050 & 2.060 & 2.080 & 2.100 & 2120 & 2140 & 2.160 & 2.180 & 2.200 \\ \hline Period 3 & 3.030 & 3.060 & 3.091 & 3.122 & 3153 & 3.184 & 3246 & 3.310 & 3374 & 3.440 & 3.506 & 3.572 & 3.640 \\ \hline Period 4 & 4060 & 4.122 & 4.184 & 4.246 & 4.310 & 4.375 & 4.506 & 4.641 & 4.779 & 4.921 & 5.066 & 5215 & 5.368 \\ \hline Period 5 & 5. 101 & 5.204 & 5.309 & 5.416 & 5.526 & 5637 & 5867 & 6.105 & 6353 & 6.610 & 6.877 & 7.154 & 7.442 \\ \hline Period 6 & 6.152 & 6.308 & 6.468 & 6.633 & 6.802 & 6.975 & 7.336 & 7.716 & 8.115 & 8.536 & 8977 & 9.442 & 9.930 \\ \hline Period 7 & 7.214 & -7.434 & 7.662 & 7.898 & 8.142 & 8394 & 8.923 & 9.487 & 10.089 & 10730 & 11.414 & 12.142 & 12916 \\ \hline Period 8 & 8286 & 8583 & 8.892 & 9.214 & 9.549 & 9.897 & 10.637 & 11436 & 12300 & 13.233 & 14240 & 15.327 & 16499 \\ \hline Period 9 & 9.369 & 9755 & 10.159 & 10.583 & 11.027 & 11.491 & 12.488 & 13.579 & 14776 & 16085 & 17.519 & 19.086 & 20799 \\ \hline Period 10 & 10.462 & 10.950 & 11.464 & 12.006 & 12578 & 13.181 & 14.487 & 15.937 & 17.549 & 19.337 & 21.321 & 23.521 & 25.959 \\ \hline Period 11 & 11.567 & 12.169 & 12808 & 13.486 & 14.207 & 14.972 & 16.645 & 18.531 & 20.655 & 23.045 & 25733 & 28755 & 32.150 \\ \hline Period 12 & 12.683 & 13.412 & 14.192 & 15026 & 15.917 & 16.870 & 18.977 & 21.384 & 24.133 & 27271 & 30850 & 34931 & 39.581 \\ \hline Period 13 & 13809 & 14680 & 15618 & 16.627 & 17.713 & 18.882 & 21.495 & 24.523 & 28.029 & 32089 & 36786 & 42.219 & 48497 \\ \hline Period 14 & 14.947 & 15.974 & 17086 & 18.292 & 19.599 & 21.015 & 24.215 & 27.975 & 32.393 & 37.581 & 43.672 & 50.818 & 59196 \\ \hline Period 15 & 16097 & 17.293 & 18599 & 20.024 & 21579 & 23.276 & 27152 & 31772 & 37.280 & 43.842 & 51.660 & 60.965 & 72035 \\ \hline Period 20 & 22019 & 24.297 & 26870 & 29778 & 33066 & 36786 & 45.762 & 57.275 & 72.052 & 91.025 & 115380 & 146.628 & 186688 \\ \hline Period 25 & 28.243 & 32030 & 36.459 & 41646 & 47727 & 54.865 & 73.106 & 98.347 & 133334 & 181.871 & 249.214 & 342.603 & 471981 \\ \hline Period 30 & 34785 & 40.568 & 47575 & 56.085 & 66.439 & 79.058 & 113.283 & 164.494 & 241.333 & 356.787 & 530.312 & 790948 & 1.181882 \\ \hline Period 40 & 48.886 & 60.402 & 75.401 & 95.026 & 120.800 & 154762 & 259.057 & 442593 & 767.091 & 1,342025 & 2,360.757 & 4,163.213 & 7,343858 \\ \hline \end{tabular} Reference \begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|c|c|} \hline \multirow{3}{*}{\begin{tabular}{|l|} \\ Periods \\ Period 1 \\ \end{tabular}} & \multicolumn{13}{|c|}{ Future Value of $1} \\ \hline & 1% & 2% & 3% & 4% & 5% & 6% & 8% & 10% & 12% & 14% & 16% & 18% & 20% \\ \hline & 1010 & 1.020 & 1.030 & 1.040 & 1.050 & 1.060 & 1.080 & 1.100 & 1.120 & 1.140 & 1.160 & 1.180 & 1.200 \\ \hline Period 2 & 1.020 & 1.040 & 1.061 & 1.082 & 1.103 & 1.124 & 1.166 & 1.210 & 1.254 & 1.300 & 1.346 & 1.392 & 1.440 \\ \hline Period 3 & 1.030 & 1.061 & 1.093 & 1.125 & 1.158 & 1.191 & 1.260 & 1.331 & 1.405 & 1.482 & 1.561 & 1643 & 1.728 \\ \hline Period 4 & 1.041 & 1.082 & 1.126 & 1.170 & 1.216 & 1.262 & 1.360 & 1.464 & 1.574 & 1689 & 1811 & 1.939 & 2074 \\ \hline Period 5 & 1.051 & 1.104 & 1159 & 1217 & 1.276 & 1.338 & 1.469 & 1.611 & 1.762 & 1.925 & 2.100 & 2.288 & 2.488 \\ \hline Period 6 & 1.062 & 1.126 & 1.194 & 1.265 & 1.340 & 1.419 & 1.587 & 1.772 & 1.974 & 2.195 & 2436 & 2700 & 2986 \\ \hline Period 7 & 1.072 & 1.149 & 1230 & 1.316 & 1.407 & 1.504 & 1.714 & 1.949 & 2211 & 2.502 & 2826 & 3.185 & 3583 \\ \hline Period 8 & 1083 & 1.172 & 1267 & 1369 & 1.477 & 1.594 & 1851 & 2144 & 2476 & 2.853 & 3.278 & 3759 & 4.300 \\ \hline Period 9 & 1.094 & 1.195 & 1305 & 1.423 & 1.551 & 1.689 & 1.999 & 2.358 & 2773 & 3.252 & 3.803 & 4.435 & 5.160 \\ \hline Period 10 & 1.105 & 1.219 & 1.344 & 1.480 & 1.629 & 1701 & 2.159 & 2594 & 3.106 & 3707 & 4411 & 5.234 & 6.192 \\ \hline Period 11 & 1.116 & 1243 & 1.384 & 1.539 & 1.710 & 1.898 & & 53 & 3479 & 4.226 & 5.117 & 6176 & 7.430 \\ \hline Period 12 & 1.127 & 1.268 & 1426 & 1.601 & 1.796 & 2012 & 2518 & 3.138 & 3896 & 4818 & 5.936 & 7.288 & 8.916 \\ \hline Period 13 & 1.138 & 1.294 & 1469 & 1.665 & 1.886 & 2.133 & 2720 & 3.452 & 4.363 & 5.492 & 6.886 & 8.599 & 10.699 \\ \hline Period 14 & 1.149 & 1.319 & 1.513 & 1732 & 1.980 & 2.261 & 2937 & 3.797 & 4887 & 6.281 & 7.988 & 10.147 & 12839 \\ \hline Period 15 & 1.161 & 1.346 & 1.558 & 1.801 & 2.079 & 2.397 & 3.172 & 4177 & 5.474 & 7.138 & 9.266 & 11.974 & 15.407 \\ \hline Period 20 & 1.220 & 1.486 & 1.806 & 2.191 & 2653 & 3207 & 4661 & 6.727 & 9646 & 13743 & 19461 & 27.393 & 38.338 \\ \hline Period 25 & 1282 & 1641 & 2094 & 2666 & 3386 & 4.292 & 6848 & 10835 & 17000 & 26462 & 40874 & 62.669 & 95.396 \\ \hline Period 30 & 1.348 & 1811 & 2421 & 3.243 & 4322 & 5743 & 10.063 & 17.449 & 29960 & 50950 & 85850 & 143371 & 237376 \\ \hline Period 40 & 1.489 & 2208 & 3262 & 4.801 & 7.040 & 10285 & 21.725 & 45259 & 93.051 & 188.884 & 378721 & 750378 & 1.469772 \\ \hline \end{tabular}

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