Cindy just turned 25 and wants to retire at age 55. She believes that she will live until age 90 and would like $10,000 per month to spend during retirement. She estimates that she can earn 11% on her investments until she retires, but will then change to a more conservative investment plan where she will earn 7%. How much must Cindy invest each month during her working years to meet her goal?

Group of answer choices

426.56

558.13

625.35

706.51