Cl. Jack and Jill Trzetrzelewska wish to purchase a new home costing $200,000 and they plan to make a 20% down payment on the property. First Australia Bank (FAB) will lend them the required funds at a fixed interest rte of 9% per annum for a 25-year period, with monthly payments to begin in one month's time. Assume end-of-the-month cash flows. a) Compute the monthly payments that Jack and Jill will make on their home loan b) Develop an amortization schedule for the loan for months 1 through 4 and obtain the following information from this schedule. (i) The total amount owed at the end of month 4 (ii) The total interest paid in month 2. (iii) The total principal repaid in month 3. Suppose it is now the end of year 10 (that is, 120 months have elapsed since the funds were first borrowed) and Jack and Jill have decided to repay the amount outstanding in full. What amount do they now need to pay the bank? Assume that Jack and Jill have been making regular monthly payments over the past 10 years c) d) What is the effective annual rate on the loan