Claire has not filed any federal tax returns for the last five years. She files all the returns in November of the current tax year. Which of the following is an accurate statement? Question 13Select one: a. If a payment is due, the IRS could still collect it, but only on the last three returns. b. All refunds will be paid by the IRS and all amounts due will be collected for up to ten years after the due date of each return. c. If a refund is due, she can collect it on any or all the returns she filed in November. d. Even if refunds are due on all five returns, the IRS will only give her refunds for the last three years' returns