Claire needs to borrow $5000 to pay for NHL season tickets for her family. She can borrow from a finance company (at 2.78% add-on interest for 5 years) or she can borrow from a credit union (60 monthly payments of $93.78 each). Find the APR for each loan using a TVM solver, and decide which one is Claire's better choice. The APR for the finance company loan is 14.89% (Type an integer or decimal rounded to the nearest hundredth as needed.) The APR for the credit union loan is (% (Type an integer or decimal rounded to the nearest hundredth as needed.) Which is the better choice? Credit Union Finance Company