Claire needs to borrow $6000 to pay for NHL season tickets for her family. She borrows from a credit union with 36 monthly payment of 1816 each Suppose the credit union uses the ute of 78 and impotes nary payoff penalty of 1% of the original finance charge per month of early payment. For example, Claire pays the loan off 9 months early, then the penalty will be 9% of the original finance charge. Find the last value of the would result in any savings for Claire The least value of that would result in any savings for Claire in Claire needs to borrow $7000 to pay for NHL season tickets for her family. She can borrow from a finance company (at 2.78% add-on interest for 5 years) or she can borrow from a credit union (60 monthly payments of $134.52 each). Find the APR for each loan using a TVM solver, and decide which one is Claire's better choice. The APR for the finance company loan is %. (Type an integer or decimal rounded to the nearest hundredth as needed.) Claire needs to borrow $6000 to pay for NHL season tickets for her family. She borrows from a credit union with 36 monthly payment of 1816 each Suppose the credit union uses the ute of 78 and impotes nary payoff penalty of 1% of the original finance charge per month of early payment. For example, Claire pays the loan off 9 months early, then the penalty will be 9% of the original finance charge. Find the last value of the would result in any savings for Claire The least value of that would result in any savings for Claire in Claire needs to borrow $7000 to pay for NHL season tickets for her family. She can borrow from a finance company (at 2.78% add-on interest for 5 years) or she can borrow from a credit union (60 monthly payments of $134.52 each). Find the APR for each loan using a TVM solver, and decide which one is Claire's better choice. The APR for the finance company loan is %. (Type an integer or decimal rounded to the nearest hundredth as needed.)