Clara comes to see you for a $25,000 loan. The payments will be $315. She rents for $725. Her insurance is $220. She has a credit card with a $5500 limit and $65 payment, and a credit line with a $7000 limit and payment of $180. She earns $50,000. Her income taxes are $9,500, CPP & El are $2800. What is Clara's TDS? O 38.85% 30.84% 36.12% O Not enough information. Can not be determined.