Clarissa has full coverage on her auto, including OTC with a $100 deductible and collision with a $250 deductible. She has a seven-year old Chevrolet, which cost $26,000 when she first bought it new. Today, however, a new Chevy of the same model would cost $32,000. She was planning to sell the car recently and her research on Kelly Blue Book and Craigs List indicated she could sell it for $6,500. Unfortunately, just before she could sell it, the car was destroyed in a fire. Which amount will her insurance pay her?