Claude and his wife Lola opened a bank account into which they deposited $50,000. Which of the following individuals is the beneficial owner of the account? 1. Claude, who obtained the money from his father and will follow his father's instructions concerning the account. 2. Henri, Claude's father, who provided the $50,000 and will control the account. 3. Lola, who inherited the money and gave it to her husband, Claude. 4. Margot, who saved the money during her lifetime and gave it to her son, Claude