CNBC com reported mortgage applications increased 9.9% due to a decrease in the rate on 30 -year fixed-rate mortgages. Joe Sisneros wants to purchase a vacation home for $305,000 with 20% down. Calculate his monthly payment for a 15 -year mortgage at 3.5\%. Calculate total interest. (Use Table 15.1) Note: Round your intermediate calculations and final answers to the nearest cent