CNBC.com reported mortgage applications increased 9.9% due to a decrease in the rate on 30-year fixed-rate mortgages to 4.03%. Dennis Natali wants to purchase a vacation home for $275,000 with 20% down. Calculate his monthly payment for a 20-year mortgage at 5.0%. Calculate total interest. (Use Table 15.1.) (Do not round intermediate calculations. Round your final answers to the nearest cent.)