Cody invested $4,500 in a high-interest savings account for three years. For the first year, the interest rate was 7% compounded quarterly. For the second year the rate became 3.75% with the same compounding period. For the third year the rate remained the same but it was compounded semi-annually. What was the value of the investment at the end of the third year? For full marks your final answer should be rounded to the nearest cent