Commercial banks are susceptible to bank runs and banking crises because: a. There is a mismatch between the maturity of their assets and liabilities. Banks liabilities are redeemable at a fixed value at relatively short notice but their assets are have long terms and are relatively illiquid. b. There is a mismatch between the maturity of their assets and liabilities. Banks liabilities are relatively illiquid but their assets can be redeemed at relatively short notice. c. The RBA will not help a bank that is solvent but facing liquidity issues. d. Bank failures tend to have only a small effect on the financial system. e. None of the other answers are true