Commonwealth Construction (CC) needs $3 million of assets to get started, and it expects to have a basic earning power ratio of 20%. CC will own no securities, all of its income will be operating income. If it so chooses, CC con finance up to 40% of its assets with debt, which will have a 10% interest rate. If it chooses to use debt, the firm will finance using only debt and common equity, so ne prelerced stock will be used. Assuming a 25% tax rate on taxable income, what is the difference between cos expected ROE if it finances these assets with 40% debt versus its expected Roelf it finances these assets entirely with common stock? Round your answer to two decimal places percentage points