Companies XX and YY wish to borrow $50 million each for a period of ten years. The best rates that company XX has been offered are a Floating Rate + 0.1% p.a. and a fixed rate of 3.4% p.a. The best rates that company YY has been offered are a Floating Rate + 0.1% p.a. and a fixed rate of 4.2% p.a. Company XX prefers a floating-rate interest and YY prefers a fixed-rate interest. Assume that a bank, acting as an intermediary, requires a fee of 0.3% p.a. Explain in detail how both companies can benefit from an interest rate swap