Company A has a debt$-$to$-$total$-$assets ratio of $0\mathrm{.}61$ and Company B has $0\mathrm{.}99.$Which of the following statements is true?

a$)$ Company A would likely be able to borrow money at a lower interest rate than would Company B$.$

b$)$ Company B is able to bring its product to market more efficiently than Company A$.$

c$)$ Company B has more total debt than does Company A$.$

d$)$ Company B reported more dollars of profit than Company A$.$