Company A has an accounts receivable turnover ratio of $11,$ and offers credit terms of $\frac{2}{10},\frac{n}{30}.$ Company $B$ also has a turnover of $11$ but offers credit terms of $\frac{2}{15},\frac{n}{45}.$ Which company would appear to have the more effective credit policy?

Company A$,$ with the same turnover ratio but a shorter payment period both companies, with the same turnover ratio and so equally effective

There is not enough information to make a decision.

Company B$,$ with the same turnover ratio but a longer payment period