Compare the financial fates of two workers. $($Round all final answers to the nearest cent.$)$

WORKER A starts to save money early for retirement and puts away $$300$ a month in a retirement account paying on average $8\mathrm{.}5\%$ for $45$ years.

WORKER B starts late and puts away $$1,500$ a month for $10$ years in an account paying $8\mathrm{.}5\%.$