Compound interest A$.$ This form of check also often called a banker$$s check payable to a third party is drawn by the bank$$s own funds in exchange for the amount specified in the check, plus, in most cases, a service fee.

Demand deposit B$.$ This is the general name given to deposits held by investors who are willing to invest their funds for longer periods of time and interested in earning higher interest rates than are available on demand deposits.

Overdraft C$.$ This is the term applied to the practice of time to time review of how liquid assets are collected, handled and used.

Account reconciliation D$.$ This refers to an insurance program that protects depositor funds against the failure of the insured depository institution.

Cash management E$.$ This is the name given to interest that is paid only on an investor$$s initial investment and not on any previously earned interest.

Deposit insurance F$.$ These financial institutions, such as commercial banks, savings banks, and credit unions, are authorized to accept deposits.

Cashier$$s check G$.$ This is the technical name of the condition that results when an account holder bounces a check.

Time deposit H$.$ This is the name applied to interest earned on the sum of the initial deposit and interest earned in prior periods.

Simple interest I. This is the process of ensuring that the money that left the bank account matches the amount the account holder spent.

Depository institution J$.$ This is the general name given to an account that allows the account holder to access the funds through a variety of banking options such as ATM withdrawals, online banking, using debit card or through a teller.