Compute for the following and make $5$ analytical observations from the data provided either from the increases$/$decreases or from the answers to the computations.

$1.$ Return on Equity

$2.$ Efficiency Ratio

$3.$ Non$-$performing Loans Ratio

$4.$ Loan to Deposit Ratio

$5.$ Capital Adequacy Ratio

Note:

Return on Equity $=$ Net Income$/$Average Equity

Efficiency Ratio $=$ Non$-$interest expense$/$Interest revenue

Non$-$performing loans ratio $=$ Non$-$performing loans$/$Total Loans

Loan to Deposit Ratio $=$ Total Loans$/$Total Deposits

Capital Adequacy Ratio $=$ Capital$/$Risk$-$weighted assets