Connor owns a long-term care insurance policy and he begins to suffer from one of the covered conditions. Which of the following scenarios would qualify Connor for the long-term care benefits in his policy?

a)            Connor is unable to dress himself and cook food for himself.

b)            Connor suffers from minor cognitive impairment.

c)            Connor is unable to maintain continence.

d)            Connor is unable to transfer from his bed to his chair or get himself to the bathroom.