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Consider a 20-year mortgage for $282,373 at an annual interest rate of 4.5%. After 5 years, the mortgage is refinanced to an annual interest rate

Consider a 20-year mortgage for $282,373 at an annual interest rate of 4.5%. After 5 years, the mortgage is refinanced to an annual interest rate of 2.5%. What are the monthly payments after refinancing?

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