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Consider a 20-year mortgage for $396,521 at an annual interest rate of 4.8%. After 6 years, the mortgage is refinanced to an annual interest rate

Consider a 20-year mortgage for $396,521 at an annual interest rate of 4.8%. After 6 years, the mortgage is refinanced to an annual interest rate of 2.3%. What are the monthly payments after refinancing?

Round your answer to the nearest dollar.

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