Consider a $3\mathrm{.}5$ percent TIPS with an issue CPI reference of $185\mathrm{.}6.$ The bond is purchased at the beginning of the year$($after the interest payment$),$ when the CPI was $193\mathrm{.}5.$ For the interest payment in the middle of the year, the CPI was $195\mathrm{.}1.$ Now, at end of the year, the CPO is $199\mathrm{.}6$ and the interest payment has been made. What is the total return of the TIPS in dollars? What is the total return of the TIPS in percentage?