Consider a 6-year loan amortization with two-year grace period (where you do not need to pay any Installment, Interest and Principal payment to the bank in Year 1 and Year 2, however interest will be accrued on your principal). You borrow 100.000 TL initially (Year 0), and repay it in 6 equal annual year-end payments from Year 2 thru 8. If the interest rate is 15 percent, fill in the following table.

YEAR	Total Debt at the Beginning of each Period	Installment Amount	Interest	Principal Amortization	Remaining Debt
0
1
2
3
4
5
6
7
8

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