Consider a bank with the following balance sheet: Assets Liabilities Reserves $100 million $900 million Deposits Bank capital Securities $50 million $50 million Loans $800 million If the bank has to write off $10 million in loans and customers withdraw $40 million in checkable deposits, how would this affect the banks' balanon sheet? Would the bank be insolvent? Would the bank be short of reserves if the required reserve ratio is 10%