Consider a cash flow and interest profile as shown: t = 0 t = 1 t = 2 t = 3 Deposit (withdrawal) at 1000 3000 -3000 10000 Interest rate during year from 0 to 1 is 12%, Interest during the year 1 to 2 is 8%, interest rate during the year 2 to 3 is 12% and from year 3 to 4 is 12%.. All rates are annual rates compounded annually, What is the amount in the account at t = 4 if nothing is added after t = 3