Consider a commercial bank with the following characteristics: lenders. It also charges these borrowers high annual fees after proving its loans. Use the following table to indicate the most plausible comparison of Smileyberg Bank's expenses and income to those of the industry under unfavorable economic conditions. Evaluate the following statement. It is highly likely that Smileyberg Bank's risky strategy will result in the bank's weaker-than-average performance in the industry regardless of the prevailing economic conditions. True False