Consider a deposit of $1,300 made today in an investment account. The account yields an annual return of 3.90% for the next 3 years, then returns 6.90% annually for 9 years after that, and finally yields 2.30% annually for another 8 years, What will be the balance of this account (rounded to the nearest dollar) at the end of this 20 year period? Assume no additional withdrawals or deposits during this period.