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Consider a financial firm offers to sell you an asset that will pay you an annual amount of $ 1 0 , 0 0 0

Consider a financial firm offers to sell you an asset that will pay you an annual amount of $10,000 forever (even after death, your estate will get the $10,000 forever). You determine that you will pay $30,000 for this asset. Do you consider this investment to be:
Very risky.
A little bit risky.
Not very risky.
It's too hard to make that judgment.
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