Consider a firm with a contract to sell an asset for $138,000 five years from now. The asset costs $87,500 to produce today. Given a relevant discount rate on this asset of 12 percent per year, calculate the profit (or loss) the firm will make on this asset. (A loss should be indicated by a minus sign. Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) At what rate does the firm just break even? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.)