Consider a relatively simple health insurance plan with the following provisions. Office visits require a co-payment of $30. Emergency room visits have a $350 co-payment. Surgical operations have a $2,000 deductible (the first $2,000 is paid out of pocket). The monthly premium is $380. During a one-year period, somebody insured by this health insurance has the expenses shown to the right. Complete parts (a) and (b) below. Expenses Feb. 18: Office visit Mar. 26: Emergency room Apr. 23: Office visit May 14: Surgery July 1: Office visit Sept. 23: Emergency room Total Cost $150 $720 $150 $8.000 $150 $900 a. Determine the person's health care expenses for the year with the insurance policy. The person's health care expenses with the insurance policy are $ (Type a whole number.) b. Determine the person's health care expenses for the year without the insurance policy. The person's health care expenses without the insurance policy are $ (Type a whole number.)