Consider an annuity-immediate with monthly payments for twenty years. The payments are level in the course of each year, then increase by 4% for the next year. Find the present value of this annuity if the initial payment is $1,000 and i = 5% (Round your answer to the nearest cent.) A thirty-year annuity X has annual payments of $2,000 at the beginning of each year for twelve years, then annual payments of $4,000 at the beginning of each year for eighteen years. A perpetuity Y has payments of $Q at the end of each year for twenty years, then payments of $3Q at the end of each year thereafter. The present values of X and Y are equal when calculated using an annual effective discount rate of 14%. Find Q. (Round your answer to the nearest cent.) Q = $