Consider an Australian investor who borrows money in pounds from a UK bank at an interest rate of 4.1 per cent, in order to buy Australian shares. After one year, the shares have increased in price by 6 per cent, while the Australian dollar has appreciated against the pound by 5 per cent. If the investor then sells the shares and repays the loan and interest, what is the approximate net gain or loss expressed as a percentage of the original amount borrowed? (Assume the shares have paid no dividends.) O 3.1 per cent O 6.9 per cent O-10.1 per cent O-15.1 per cent