Consider an investment with an initial cost of $20,000 and is expected to last for 5 years without any terminal value. The expected cash flow are: Year Cash Flow 0 -$ 25,000 1 $ 6,000 2 $ 9,000 3 $ 10,000 4 $ 13,000

$ 15,000

Compute the Net Present Value for this cash flow assuming a discount rate of 12%. (Show Work)