Consider the attached balance sheet for Depository Institution (in millions of dollars):

Assets Liabilities 1. Cash and due from $ 6.25 1. Equity capital (fixed) $25.00 2. Short-term consumer loans 62.50 (one-year maturity) 2. Demand deposits 50.00 3. Long-term consumer loans 31.25 (two-year maturity) 3. Passbook savings 37.50 4. Three-month T-bills 37.50 4. Three-month CDs 50.00 5. Six-month T-notes 43.75 5. Three-month banker's acceptances 25.00 6. Three-year T-bonds 75.00 6. Six-month commercial paper 75.00 7. 10-year, fixed-rate mortgages 25.00 7. One-year time deposits 25.00 8. 30-year, floating-rate mortgages 50.00 8. Two-year time deposits 50.00 9. Premises 6.25 $337.50 $337.50