Consider the following. A mortgage of $300,000.00 was entered into 2 years ago with an amortization period of 15 years. The agreement has a term of 5 years, an interest rate of 8% which is compounded semi-annually payments are due monthly. a. If the borrower increases their monthly payment by $200.00 after the end of year 2 without penalty, how much would the new OSB be after 5 years? (2 points) b. How much interest would be saved by making those prepayments of $200.00 per month over the remainder of the term? (2 points)