Consider the following balance sheet for Watchover Savings Inc. ($ in millions): Assets Floating-rate mortgages (currently 14% annually) 38-year fixed-rate loans (currently 11% annually) $ 76 $ 56 56 Liabilities NOW accounts (currently 10% annually) Time deposits (currently 10% annually) Equity Total $112 a. What is WatchoverU's expected net interest income at year-end? b. What will be the net interest income at year-end if interest rates rise by 3 percent? (For all requlrements, do not round Intermediate calculations. Enter your answers in mllllons rounded to 2 decimal places. (e.g., 32.18)) million a. Net interest income b. Net interest income