Consider the following balance sheet for WatchoverU Savings Inc. ($ in millions): Liabilities Assets Floating-rate mortgages (currently 11% annually) 30-year fixed-rate loans (currently 8% annually) $ 51 $71 NOW accounts (currently 7% annually) Time deposits (currently 7% annually Equity 51 21 10 $102 $102 Total a. What is WatchoverU's expected net interest income at year-end? b. What will be the net interest income at year-end if interest rates rise by 1 percent? (For all requirements, do not round intermediate calculations. Enter your answers in millions rounded to 2 decimal places. (e.g., 32.16)) a. Net interest income million b. Net interest income million