Consider the following cash flows: Assume an interest rate of 8.8 percent per year. Q. If today is Year 0 , what is the future value of the cash flows five years from now? (Do not round intermediate calculations and round your answer to 2 decimal ploces. e.g., 32.16.) b. If today is Year 0 . what is the future value of the cash flows ten years from now? (Do not round intermediate calculations and round your answer to 2 decimal places. e.g., 32.16.) You want to buy a new sports coupe for $73,900, and the finance office at the dealership has quoted you a loan with an APR of 6.3 percent for 72 months to buy the cat. a. What will your monthly payments be? (Do not round intermediote calculations and round your answer to 2 decimol places, e.g., 32.16.) b. What is the effective annual rate on this loan? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.)