Consider the following data (in millions) from Trident Financial Incorporated, which has two main divisions, mortgage loans and consumer loans: Average total assets Operating income Return on investment (ROI) Mortgage Loans $ 1,900 $ 380 20.00% Consumer Loans $ 15, 250 $ 1,830 12.00% Required: 1. Based on ROI, which division is more successful? Mortgage loans O Consumer loans 2. Trident uses residual income (RI) as a measure of the financial performance of its divisions. What is the RI for each division if the minimum desired rate of return is (a) 10%, (b) 15%, and (c) 20%? (Leave no cells blank. Negative amounts should be indicated by a minus sign. Enter your answers in millions.) Residual Income (RI) Mortgage Consumer Loans Loans (a) 10% 15% (b) (c) 20%