Consider the following information from the guest presentation. How is this similar to the Grameen case we have studied? " An unbanked person with average income of $20k or less will spend $1,200 a year on check cashing and money orders Over $40,000 in unnecessary fees in their lifetime ... Check cashing outlets can charge up to 400% interest ... " a. Grameen charges 400% interest on loans b. Grameen clients were paying high fees to moneylenders before working with Yunus c. Grameen clients relied on money orders before working with Yunus d. Grameen charges a 6% fee on average to advance funds against a paycheck