Consider the following information of a Whole Life policy and a Term Life policy:

Guaranteed Contract Premium Guaranteed Death Benefit Projected

Dividend Projected Cash Value Term Premium

$$2,300$ $$200,00000$ $$325$

$$2,30000$ $$330$

$$2,30000$ $$335$

$$2,3000$ $$3,500$ $$340$

$$2,300$ $$250$ $$6,000$ $$355$

$$2,300$ $$400$ $$9,000$ $$370$

$$2,300$ $$600$ $$13,000$ $$390$

What is the IRR of difference in cash flows between Whole Life and Term Life policies?