Consider the following spot interest rates for maturities of one, two, three, and four years. 71 = 5.3% r2 = 5.9% 73 = 6.6% P4 = 7.4% What are the following forward rates, where fkt refers to a forward rate beginning in kyears and extending for 1 year? (Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places.) 12.1 % 13,1 %