Consider the following statements about a company that has borrowed money. 1. Its shares are riskier than if it had not borrowed money. 2. The return to its shareholders becomes more variable than if it had not borrowed money. 3. The return to its shareholders is less than the interest rate if the return from operations is equal to the interest rate. Which one of the following is correct? Statements 1,2 and 3 are true. Statement 1 is true; Statements 2 and 3 are false Statement 1 is false; Statements 2 and 3 are true. Statements 1 and 2 are true; Statement 3 is false